Who Pays For Car Accident Compensation In Texas?

Our car accident lawyers fight for injured crash victims

Our San Antonio car accident lawyers realize crashes can leave victims with serious and debilitating injuries. These injuries can take weeks, months or years to recover from and result in piles of unpaid medical bills. They can also leave crash victims unable to return to work, while other bills keep coming in. So, who pays for car accident compensation in Texas?

When you’ve been injured in a car wreck, you have the right to seek financial compensation. Getting that compensation can be complicated. The experienced car accident attorneys at Herrera Law Firm can help. We fight to get injured victims the compensation they rightfully deserve. Discover how our legal team can help you. Contact us today for a free consultation.

Texas is a “fault” insurance state

When a car accident happens, one driver is generally considered “at fault” or to blame for the crash. In Texas, the at-fault driver is responsible for paying all accident-related expenses. Drivers in the state are required to have car insurance with minimum amounts of liability coverage for injuries and property damage. Those minimum limits are:

• $30,000 for each injured person, per accident
• $60,000 total for all injuries in an accident
• $25,000 for property damage, per accident

You can also choose to add optional insurance coverage. For example, you can add personal injury protection (PIP) to pay for medical expenses and a percentage of lost income. You can also add collision coverage, which pays for damage to your vehicle. Another option is uninsured and underinsured motorist (UIM) coverage, which can pay for damages if you are in an accident with an uninsured or underinsured driver.

Injured in a car wreck? Start a claim against the at-fault driver.

If you file a claim with the at-fault driver’s insurance company, that’s called a “third-party” claim. Third-party claims are often complicated. That’s because the insurance company does not have your best interests in mind. They want to settle your claim as quickly and cheaply as possible. Often, they’ll make you an offer immediately after your accident. These offers rarely cover the true cost of your accident-related expenses. In some cases, the insurance company may even say you were more than 50 percent to blame for the accident. The car accident attorneys from our San Antonio law firm know the games insurance companies play, and our legal team won’t rest until we negotiate a fair settlement for you.

We take your case seriously right from the beginning

Most insurance companies are willing to negotiate. But sometimes, they may refuse to pay you the compensation you deserve. If that happens, we can file a lawsuit on your behalf and fight for you in court. We know how to build a strong case that proves you were not to blame for the accident and shows you deserve to be compensated for your injuries.

If you’ve been injured in a car wreck, don’t delay. Under Texas law, you have two years from the date of injury to file a lawsuit for damages. Taking quick action allows us to build a strong case on your behalf. Learn more about your legal options. Contact us today for a free consultation.